Landlords for private and social housing might want to ensure their properties are fit for purpose and in a good state of repair before a new Act comes into force on 20 March 2019.

Finding relevant and pertinent insurance protection for commercial and residential properties can be a struggle for landlords, but as your broker, we have access to market leading cover offering all that a landlord requires.

Facing exacting questions at renewal is proving the order of the day for firms seeking to renew their Professional Indemnity (PI) cover, particularly for design and construction businesses. Brokers need to respond to this by being more alert than ever to the requirement to ask the pertinent questions to which insurers expect answers.

Smaller construction businesses continue to face potential cash-flow issues, if they do not have trade credit insurance in place.

Occasionally a dramatic news headline may grab our attention: “Coffee boiler explodes” or “Brake failure sends lift plummeting”, for example. Such incidents, although thankfully rare, temporarily remind us that, when equipment fails, the consequences can be severe.

Rebuild costs are NOT the same as a property’s market value or your council tax band’s valuation. The market value is often higher than the rebuild cost because it includes the land on which the property sits.

In recent months, we have seen two major fires ravaging buildings in Glasgow city centre

They are often cited as a company’s greatest asset, so it’s important to have measures in place to help employees return to work as quickly and efficiently as possible, following an accident.

The Driving and Vehicle Leasing Agency (DVLA) need to make sure people are safe to drive on the roads. Because of this, they need to know about any medical conditions that might affect your driving.

Research consistently confirms that the lowest accident rates are displayed by companies with clear driving standards and unambiguous driving rules, including effective driver vetting procedures.