Property Care Association
We provide professional and practical guidance to all PCA members, whether an Astute client or not, to include a review to identify the scope and suitability of their current protection.
Our experienced team deliver a customer centric service, arranging bespoke insurance programmes for members on our exclusive PCA scheme policy wording. The main scheme wording can provide the following covers:-
- Employers Liability
- Public Liability
- Professional Indemnity
- Product Guarantee
- Financial Loss
We employ various review techniques combining risk management and risk transfer solutions to match the client’s needs. We advise on the implementation of risk management controls and help members understand their own risk exposures, highlighting particular strengths and weaknesses to help you make better informed decisions.
Do you issue guarantees?
The wording of many Professional Indemnity policies state that the policy will not respond where there is a written guarantee or warranty in place.
With the benefit of a guarantee the onus for the claimant to prove negligence on the part of the designer/contractor is removed, it simply needs to have failed to perform hence this falls outside the scope of a standard Professional Indemnity policy. Efficacy of a system under guarantee means claims (regardless of whether design contributed to the issue) are normally excluded. This would be picked up by the Product Guarantee section of our specialist policy.
Other covers Astute can help you with
- Contractors All Risks
- Property Damage
- Specified All Risks
- Business Interruption
- Goods in Transit
- Motor Fleet
- Directors & Officers Liability
- Group Personal Accident
- Annual Business Travel
- Cyber Liability
- Commercial Crime
As part of the service we provide at Astute
You will have a dedicated Account Executive and Account Handler who are on hand to provide risk management advice to help you identify and mitigate risks in addition to any other assistance you may require.